Our Four-Phase Process

Our Wealth Management Approach A 4-phase process designed to reflect your individual goals, personal situation and risk tolerance

Phase I Initial Assessment

We begin by conducting a detailed review of your financial world. We’ll assess your goals, current asset allocation, and the composition of your net worth. Then we’ll help you develop investment objectives and performance measures. The more we know about you and what you want to accomplish, the better we can help.

Phase II Financial Plan & Recommendations

Using the information you shared with us, we’ll craft a personalized wealth management plan. We’ll make appropriate asset allocation recommendations based on your goals and timeline, help select appropriate investments within each asset class, and work with you to help mitigate the erosive effect of taxes.

Phase III Agreement & Implementation

Once you’re comfortable with our plan and recommendations, we’ll work with you to develop an efficient reallocation plan. We’ll oversee the transfer of your assets to Raymond James, recommend specific financial products and investment managers, and assist with the allocation of assets that can’t be managed or held at Raymond James (such as 401(k) plans). To ensure your strategies are integrated cohesively, we’ll also collaborate with your other trusted advisors (such as your CPA and attorney) as necessary.

Phase IV Review

We continually monitor, review, and assess the progress of your plan, and we’ll recommend appropriate changes on an ongoing basis. We’ll send monthly statements with a year-end recap, quarterly performance reports for discretionary management accounts, and conduct two in-depth reviews with you each year. Our objective is to keep you informed and on course, and we’re here for you any time you have a question, request, or concern.